As a responsible homeowner, you would want nothing but the best for your home. There will come a time when you’ll eventually have to replace your roof. As such, you will want to ask your roofing contractor some questions before embarking on the project. But what if this is a first for you and you don’t even know where to start, or which questions to ask?
Whenever homeowners talk about their roofing systems, some tend to think it’s only made up of the roof deck, which holds the roof up; the shingles, the exterior portion of the roof that improves your home’s curb appeal; and the flashing, which protects the vulnerable portions of your roof from leaks. While these three are important components of the roof, roof maintenance professionals say that there is another part that you should never forget about: the underlayment.
Here’s everything you need to know about the roofing underlayment.
Being a responsible homeowner entails learning more about how your home is built and what each of its components is good for. Your roof, for instance, is not just a sheet of metal or a bunch of shingles stuck together to cover your home. A roof is a system of various parts which need to be in good condition, at all times, to function optimally. In this article, roof replacement expert, Fields Roof Service, briefly explains two roofing components – soffits and fascias.
Roof replacement or repair projects are significant investments for any home and as such, it also requires a significant amount of funds to complete. Unfortunately, not a lot of homeowners have the funds needed to do this immediately, especially during emergencies. Therefore, some resort to roof financing options. However, when choosing a roof financing option, there are a few things you need to think about first.
In this post, Fields Roof Service lists the four things you need to consider when choosing a financing option for a roofing project.
- Monthly Payments – When you’re looking at financing options, one of the most important things you need to compare are the monthly payments. A general rule of thumb is to choose a financing offer that has the monthly payments that you know you can afford to pay off every month. To ensure that you choose the right one, consider experimenting by looking at longer terms and lower payments to find a payment that fits your current budget.
- Terms – Another important thing you need to consider when looking at your financing options is the terms. For those who are unaware, the term refers to how long your loan will last for. In most cases, longer-terms means you’ll pay more interest over the course of the loan. If you want to pay off the loan as quickly as you can, however, you’ll want a shorter term with higher monthly payments.
- Fees – Before you sign off on your roof maintenance loan, make sure to read the fine print of the financing offers as they usually have hidden numbers outlined in them. Oftentimes, these include the different kinds of fees that are attached to the loan. There are three different kinds of fees you may encounter in your financing option: origination, which is the required fee to take out the loan; late payment fee, which is what you have to pay if your monthly payment is late; and early repayment fee, which is the fee you pay off if you repay your loan before the end of your term.
- Interest Rate – When you’re comparing financing offers, interest rates is another thing you need to think about. This is because loans require you to pay not just what you borrowed but also the interest that piled up over time. Depending on how much you’ll pay back, your credit score, bank, and financial profile, your interest rate may vary.
Planning to install a modified bitumen roof on your building? Simply turn to Fields Roof Service, your leading professionals when it comes to commercial and residential roofing services. Give us a call at (253) 852-4974 or fill out our contact form to get a quote today!